Month: March 2016

Motivation

Basketball Motivation – Playing With No Regrets

motivation photoIt's the off-season for most young basketball players in the country right now and it makes me wonder what kids are doing with their time.  I&m 38 years old and I still love playing basketball and working on my game.  I also have serious regrets about how my basketball career went.  I was one of the kids that worked hard on my game and even still, I wonder what if all the time.  I wish so bad I could go back and do certain things different which makes me pose the question, what are you doing today to be a better player?  
I ran into a High School friend of mine who decided that he did not want to play basketball his last year of High School.  It&s been 20 years now and he still wishes he would played.  Why did he play?  He had a girlfriend at the time and was very into his social life.  He wanted to have his freedom each day after school instead of being tied down with practice.  20 years later and it still bothers him.  The girlfriend is long gone and he does not even remember what he did after school.  It probably consisted of watching television and playing video games.
What are you doing today to be a better player?  What are you doing to insure that you won&t have any regrets 20 years from now? The opportunity to play organized basketball is a very short window in your life and you will most certainly look back in regret if you don&t take full advantage of it. 
The best players do what they have to do and then move on with life.  That means that they get up early and get the work in before doing anything else.  Usually we prioritize what&s important to us in and effort to make sure the important things get done first.  Get up in the morning and get to a gym.  If you have an issue with conditioning, then get out and do something else.  Do some jump-rope or organize some competitive scrimmage games. Do whatever you have to.   
What did I do to be a better player?  I spent my summers in a church gym in my strength shoes.  I jumped and ran and shot until I could not feel my arms or legs.  I shot off the dribble, off a jump-stop and worked on both hands.  Then I would go outside and run.  I would run hills in my strength shoes until I wore them out.  My motivation was getting that letter of intent that I had always dreamed of.  I just wanted to sign with a Division I program.
When I signed with the University of Utah it was one of the best days of my life.  It felt like all the work had paid off and was worth it.  But actually that&s where my regret comes in.  Once I signed I felt like I was done.  I felt like I had arrived.  I had spent so much time with that as my focus that I became content.  I thought I was good enough but really I wasn&t.  Set your sights on goals like scholarships but also set your sights on your potential and doing all that you can.  
The bottom line  living with regret is no fun. If you like basketball and you are good at it - give it the best you&ve got. You&re not going to have a young, strong and athletic body for the rest of your life. Don&t fool yourself into thinking that you&ve got all the time in the world and that you&ll get focused tomorrow. Tomorrow turns into next week, next week turns into next month and next month turns into next year. The window is too short for that.
Laughing Heart

All Types Of Jokes In Hindi

 

joke photoHindi Jokes Are Very Popular In India People, Because Hindi Is India's Native Language.There Are So Many Types Of Hindi Jokes.We Can List Out These Jokes Like This:
1.Husband Wife Jokes: Husband Wife Jokes Are Very Popular In India.Husband Wife Jokes In Hindi Are Most Searchable In Indian People, Because Hindi Is India's National Language.
2.Sardar Jokes: Sardar Jokes Are Full Of Humour And Very Popular In India.
3.Bollywood Jokes: Bollywood Is The Cinema Of India.Its Named Like The Hollywood.In Bollywood There Are So Many Movies Made.Mainly In Bollywood There Is Trend Of Hindi Movies, Because Hindi Is India's National Language.In Bollywood There Are So Many Legend Actor And Actress, Those Are Popular World-Wide.The Lists Of Popular Actors Are:
Shahrukh Khan
Salman Khan
Amitabh Bacchan
Aamir Khan etc.
The List Of Popular Actress Of Bollywood:
Aishwarya Rai
Rekha
Hema Malini
Rakhi etc.
4.Double Meaning Jokes: Double Meaning Jokes Are The Jokes That Says Something And Means Something.Double Meaning Jokes In Hindi Are Very Popular In Indian Students And Youth.
5.Girlfriend Boyfriend Jokes: The Trend Of Girlfriend And Boyfriend IS Normal In Recent Scenerio.In India, This Type Of Relationship Is Also Increasing.And Girlfriend Boyfriend Jokes Are Very popular In Indian Youth.Friends Send Jokes In Form Of Sms To Their Friends.
6.Engineer Jokes: Engineer Jokes Are New Topic For Jokes.In India, Now A Days, There Are Increasing So many Engineering Students.And There Are Different Types Of Engineering Jokes Are Possible Like:Civil, Software, Electrical, Mechanical etc. Engineering Jokes In Hindi Are Very Popular In Indian Enginners.
7.Rajnikanth Jokes: Rajnikanth Is the Most Popular Actor In India.Rajnikanth Jokes Are Also Pupular Category Of Hindi Jokes In India.
8.Doctor Patient Jokes: These Types Of Jokes Are Very popular In India.This Topic Is Very Important In India.

Jokes 

Joke

Insurance of building

Life Insurance No Medical Exam

insurance photoNo exam life insurance plans offer consumers the chance to apply for and purchase protection without having to take any health examination to qualify.
Types of No Exam Life Insurance:
Permanent life insurance no exam &  Provides lifetime coverage for life insurance without requiring you to take any health exam. The rates for this type of coverage are usually much higher than for term life, since it will pay out a claim in the future, if you continue to pay your premiums.
Term life insurance No Exam &  Provides temporary life insurance for a set number of years without any exam needed. There are usually several health questions to be answered. You can choose from 10, 15 or 20 years of life insurance coverage with a no exam term life policy. These are level term life plans that have the same premium and amount of coverage through the term (duration) of your coverage.
Graded Benefit Life Insurance &  This type of plan offers a limited amount of insurance coverage with high premiums. Full death benefits are not available until you have been insured by the policy for at least 2-3 years, depending on the insurance policy.
Guaranteed Acceptance Life Insurance &  Offers people a guaranteed amount of insurance protection without any health exam or questions, usually. The amount of coverage is limited and the rates are high compared to standard policies. These plans may be a good option for people who have been tuned down for life insurance from other insurers due to poor health, their age, weight, diabetes, etc.
Accidental Death Insurance &  Offers life insurance that pays out a death benefit as a result of death due to an accident. Some insurers offer up to $1,000,000 of coverage without any medical examinations required and with no health questions necessary.
What are Key Issues to Consider for No Exam Plans?
Age &  Some guaranteed plans offer coverage for people age 45-80, while other plans may offer coverage for people age 18 to 78.
Amount of coverage &  The amount of coverage available may vary by plan from $7,500 up to $300,000.
Rates &  Make sure to review your rate quoted for coverage and how long the rate is guaranteed to remain level &  the same, throughout the term or duration of your life insurance policy.
Limited death benefit for how long &  Graded benefit coverage provides a limited death benefit for the first 2-3 years you own your policy. If you die during this time-frame, your policy would usually just pay out the premiums you have paid, plus an interest rate on those premiums.
Waiting Period &  Is there a waiting period for your policy before full coverage is available? Some plans have a waiting period and others have full coverage from the first day you purchase your policy.
Rate Guarantee for how long &  Verify how long your premiums will remain the same each year, or if the premium will increase over time.
Term of coverage &  How many years does the policy provide you with life insurance protection?
Important Note:  Some plans offer no exam coverage while others do not require you to take a physical exam or answer any health questions.
Common Characteristics of No Exam Policies:
Same day coverage upon approval
No sale pressure &  No need to meet with an agent
Online application
Quick approval &  Usually within 1 day.
Insurance Companies offering No Exam Coverage:
Globe Life and Accident Insurance Company
Fidelity Life
Garden State Life
Colonial Penn
Mutual of Omaha
Gerber Insurance
AARP/NewYork Life

Insurance Policy

Plane part

The Hardest Riddle in Mobile Technology Schemes Today

technology photoThe software application development is becoming more severe due to the fact that multiple changes and versions of mobile operating systems come out almost every day. This is not new to the public since the mobile marketing news openly announce to the public mobile application misconduct. For instance, some features of iPhone 4s are not available in iPhone 4, or Windows Phone 8 is not working with the latest Windows phone devices. Android phones are slow with regard to upgrading mobile apps platform. And Android phone 2.2 versions will not enjoy the special feature of 4.4 versions.
 
The Possible Resolution to the Problem
 
For Mobile Technology Network
 
If majority of smartphone or tablet users become disconnected because of the limited service given by the network providers, this might take a toll on their IT department - and they need to find ways on how to resolve the issue, fast. It's not just pushing the level of wi-fi connection, it's more than that. 
 
One of the potential resolutions is to install better and stronger network connection indoors to carry out all the signals needed in every mobile device. So there will be no clogging or interruption from the volume of subscribers using the same network all at the same time. The use of small cells like picocells is considered one option to deliver this kind of service. The next proverbial solution is the broadband or the multi-operator distributed antenna system (DAS)
 
For Mobile Technology Application Software
 
The solution to this crisis is not yet defined. The problem will continue as long as a mobile app developer will not discover the right formula to make all developed mobile apps become compatible to every mobile devices present today. However, the only potential solution so far is to come up with one application mobile platform that can become useful to all existing modern mobile devices, but it& s still on the drawing board. The only thing that matters now is to let mobile app developers realize the urgency of the situation. And hoping that one day, they will come up with the right formula to produce a uniform mobile apps platform that is suitable to every Smartphone and tablet available today.
 
The Bright Future of Mobile Technology Trends
If these predicaments in mobile technology trends are finally resolved, you are rest assured that consumers and businesses from different industries will continue tapping the next big thing in the mobile device industry. Moreover, mobile marketing agencies will not become stressful of introducing the next big thing in mobile marketing technology schemes because consumers like you will always patronize what's new in the mobile digital market today.

Technolgy

Polecat sleeping

Ferrets And Other Domestic Animals

ferret photoYou may wonder how your ferret will get along with an existing dog or cat in your home. You may be a ferret owner and be considering bringing a dog or cat into the home. How will your ferret react? 

The real question you should ask is how the other animal is going to react! For the most part, your ferret will see this other creature as a potential playmate. Dogs and cats, however, do not see things that way, unless they are very young when the animal meets the ferret. 

Ideally, you will pair a dog or cat with a ferret when both are still young. They will both be very playful, and will most likely get along well together for their entire lives. If you can't pair them together when they are young, you may have to settle some disputes before they do learn to get along - and depending on the dog or cat, they may never get along. 

It is important to remember that ferrets remain playful for their entire lives. Dogs and cats do not, and an older dog or cat may have issues with a ferret that is always 'bothering' them. Wars can quickly break out, teeth will gnash, and the fur will fly. 

Another issue at hand is territory. Dogs, cats, and ferrets are all territorial. Animals that have been in the home for a while have already established their territory - and that territory usually covers the entire home. A new animal in the home may be made to feel unwelcome. 

When you do put animals together, you must think in terms of 'sibling rivalry.' This will be a problem for the animals. If you give one more attention than you give the others, there will be jealousy, and again, wars may break out. Don't ever assume that animals don't feel jealousy. No matter how old they get, they are really 'forever young.' Make sure that they are getting equal attention - they won't grow out of it like human children will. 

It is best not to try to force the issue when introducing a ferret to a dog or cat. Stand back and let them interact with each other in the way that animals do. There may be a few skirmishes, and one will establish himself as the boss, while the other will concede to subservient status. You cannot intervene in this - it is the way of the jungle, and they have to settle it themselves. All you can really do is try to make sure that one doesn't do any serious bodily harm to the other. 

After the animals have had skirmishes, or even played together, make sure that you inspect each animal for any accidental injuries that could turn out to be quite serious. Cats and dogs also use claws and teeth when playing or fighting. Also, because scratches and bites may occur, make sure that all of the animals are healthy and vaccinated before you allow them to interact.

 

Ferret Shampoo 

Ferrets

Breat Cancer Woman

Gabrielle

cancer photo

Essay Writing Software

While many dietary recommendations have been proposed to reduce cancer risks, the evidence to support them is not definitive. The primary dietary factors that increase risk are obesity and alcohol consumption. Diets low in fruits and vegetables and high in red meat have been implicated but reviews and meta-analyses do not come to a consistent conclusion. A 2014 meta-analysis find no relationship between fruits and vegetables and cancer. Coffee is associated with a reduced risk of liver cancer. Studies have linked excess consumption of red or processed meat to an increased risk of breast cancer, colon cancer and pancreatic cancer, a phenomenon that could be due to the presence of carcinogens in meats cooked at high temperatures. In 2015 the IARC reported that eating processed meat (e.g., bacon, ham, hot dogs, sausages) and, to a lesser degree, red meat was linked to some cancers.

Prostate cancer - Wikipedia

General symptoms occur due to effects that are not related to direct or metastatic spread. These may include: unintentional weight loss, fever, excessive fatigue and changes to the skin. Hodgkin disease, leukemias and cancers of the liver or kidney can cause a persistent fever.

Home - Cancer Prevention and Treatment Fund

About cancer Find out what we are doing to improve cancer services in England. Prevention and public health We will significantly reduce the 40% of cancers caused by behavioural, lifestyle and environmental factors. Earlier diagnosis Earlier diagnosis makes it more likely that patients will receive treatments that can cure cancer. It saves lives. Patient experience We are improving patient experience and putting it on an equal footing with other clinical outcomes. Living with and beyond cancer We will support people affected by cancer to live healthy and happy lives. Commissioning, provision and accountability People affected by cancer and clinical leaders will be in the driving seat for improving quality.

Cancer - Wikipedia

Non-ionizing radio frequency radiation from mobile phones, electric power transmission and other similar sources have been described as a possible carcinogen by the World Health Organization’s International Agency for Research on Cancer. However, studies have not found a consistent link between mobile phone radiation and cancer risk.

Smarter, kinder treatments We will move a step closer to cure by bringing personalised treatments into the clinic and developing them for patients. Find out more Creating new treatments that target tumours Teams of biologists, chemists and computational scientists design new drugs to selectively attack tumours Find out more Innovative approaches We will take on the challenge of cancer’s complexity, evolution and drug resistance through the discovery of innovative new approaches to cancer treatment. Find out more Unravelling cancer’s complexity We will comprehend the full complexity of cancer by harnessing the power of new technologies and Big Data. Find out more Making it count We will deliver better outcomes and improved quality of life for patients by establishing innovative treatments, diagnostics and strategies for prevention as part of routine healthcare. Find out more Foundations To achieve our aims, we need to put down strong foundations in the way we organise and support our research. Find out more

Nearly half of all hospitals are failing to provide specialist support for people living with secondary breast cancer. We spoke to Tracy, a secondary breast specialist cancer nurse, about the importance of providing support to women living with the condition.

Research funding We are committed to funding cancer research of the highest international calibre. Find a grantHow to apply Resources for health professionals Find the latest statistics, learning and development tools, and information on early diagnosis, treatment and prevention of cancer. Visit our resources for health professionals

Cancer incidence There were around 357,000 new cases of cancer in the UK in 2014, that’s 980 cases diagnosed every day. In males, there were around 181,000 cases of cancer diagnosed in the UK in 2014. In females, there were around 176,000 cases of cancer diagnosed in the UK in 2014. Every two minutes someone in the UK is diagnosed with cancer. Breast, prostate, lung and bowel cancers together accounted for over half (53%) of all new cancers in the UK in 2014. Half (50%) of all cancer cases in the UK each year are diagnosed in people aged 70 and over (2012-2014). Incidence rates for all cancer cases in the UK are highest in people aged 85+ (2012-2014). See more cancer incidence statistics Cancer mortality There were around 163,000 cancer deaths in the UK in 2014, that’s 450 deaths every day. In males, there were around 86,500 cancer deaths in the UK in 2014. In females, there were around 76,900 cancer deaths in the UK in 2014. Every four minutes someone in the UK dies from cancer. Lung, bowel, breast and prostate cancers together accounted for almost half (46%) of all cancer deaths in the UK in 2014. More than a fifth of all cancer deaths are from lung cancer. More than half (53%) of cancer deaths in the UK are in people aged 75 years and over (2012-2014). See more cancer mortality statistics Cancer survival Half (50%) of people diagnosed with cancer in England and Wales survive their disease for ten years or more (2010-11). Cancer survival is higher in women than men. Cancer survival is improving and has doubled in the last 40 years in the UK. Cancer survival is generally higher in people diagnosed aged under 40 years old, with the exception of breast, bowel and prostate cancers, where survival is highest in middle age. See more cancer survival statistics Cancer risk 1 in 2 people in the UK born after 1960 will be diagnosed with some form of cancer during their lifetime. 4 in 10 (42%) of cancer cases in the UK each year are linked to lifestyle factors. Smoking is the largest single preventable cause of cancer each year in the UK. See more cancer risk statistics Cancer diagnosis and treatment ‘Two-week wait’ is the most common route to diagnosing cancer. Screening is the route with the highest proportion of cases diagnosed at an early stage, for all cancers combined. ‘Two-week wait’ standards are met by all countries, ’31-day wait’ is met by all but Northern Ireland and Wales, and ’62-day wait’ is not met by any country for all cancers combined. Around 9 in 10 patients had a ‘very good’ or ‘excellent’ patient experience. Almost 9 in 10 patients are given the name of their Clinical Nurse Specialist. See more in-depth cancer diagnosis and treatment statistics

Palliative care may be confused with hospice and therefore only indicated when people approach end of life. Like hospice care, palliative care attempts to help the patient cope with their immediate needs and to increase comfort. Unlike hospice care, palliative care does not require people to stop treatment aimed at the cancer.

ICR’s Professor Richard Houlston made Fellow of the Royal Society Professor Richard Houlston, a world-leading geneticist at the ICR, has been elected as a Fellow of the Royal Society in recognition of his outstanding contribution to cancer research. Read more  New blood test predicts who will benefit from targeted prostate cancer treatments A new blood test could predict which men with advanced prostate cancer will respond to new targeted treatments for the disease. Read more  “I didn’t stop” – how Phoebe Waters ran her first ever marathon in memory of her father With the 2017 London Marathon safely behind her, #teamICR runner Phoebe Waters – running the marathon in memory of her father who had cancer – has stopped nursing her blisters and found the time to tell us about her phenomenal race day experience. Read more  Engaging with the public Our three-year plan to embed public engagement across the ICR, create lasting relationships with local community groups and inspire young people to pursue careers in science. Read more  Run the London Marathon 2018 Join #teamICR for the 2018 London Marathon and help us defeat cancer. Find out more  1/5 Smarter, kinder treatments We will move a step closer to cure by bringing personalised treatments into the clinic and developing them for patients. Find out more Creating new treatments that target tumours Teams of biologists, chemists and computational scientists design new drugs to selectively attack tumours Find out more Innovative approaches We will take on the challenge of cancer’s complexity, evolution and drug resistance through the discovery of innovative new approaches to cancer treatment. Find out more Unravelling cancer’s complexity We will comprehend the full complexity of cancer by harnessing the power of new technologies and Big Data. Find out more Making it count We will deliver better outcomes and improved quality of life for patients by establishing innovative treatments, diagnostics and strategies for prevention as part of routine healthcare. Find out more Foundations To achieve our aims, we need to put down strong foundations in the way we organise and support our research. Find out more   We’re transforming breast cancer research Help support our new programme of research into hormone receptor-positive breast cancer Find out more  Our scientific discoveries For more than 100 years, the ICR has played an important role in shaping understanding of cancer and how it can be treated. Find out more  The Drug Discoverer Our Chief Executive and President, Professor Paul Workman, shares his experiences on his blog, The Drug Discoverer. Find out more  Our learning and teaching strategy Find out how we plan to educate and train the next generation of cancer researchers and clinicians. Find out more  How we work with industry We work in close partnership with industry to take results into the clinic as soon as possible, and make sure our research delivers for cancer patients. Find out more  Our research excellence The ICR is the top-ranked academic research centre in the UK after coming first overall in the 2014 Research Excellence Framework. Find out more 

Featured group New to the site If you’ve just joined up and aren’t sure where to start, this is the group for you. Tell us a bit about what brings you here, and don’t be afraid to ask questions. Someone will be on hand to welcome you and point you in the right direction

Cancer is a group of diseases involving abnormal cell growth with the potential to invade or spread to other parts of the body. Not all tumors are cancerous; benign tumors do not spread to other parts of the body. Possible signs and symptoms include a lump, abnormal bleeding, prolonged cough, unexplained weight loss and a change in bowel movements. While these symptoms may indicate cancer, they may have other causes. Over 100 types of cancers affect humans.

Oncoviruses (viruses that can cause cancer) include human papillomavirus (cervical cancer), Epstein–Barr virus (B-cell lymphoproliferative disease and nasopharyngeal carcinoma), Kaposi’s sarcoma herpesvirus (Kaposi’s sarcoma and primary effusion lymphomas), hepatitis B and hepatitis C viruses (hepatocellular carcinoma) and human T-cell leukemia virus-1 (T-cell leukemias). Bacterial infection may also increase the risk of cancer, as seen in Helicobacter pylori-induced gastric carcinoma. Parasitic infections associated with cancer include Schistosoma haematobium (squamous cell carcinoma of the bladder) and the liver flukes, Opisthorchis viverrini and Clonorchis sinensis (cholangiocarcinoma).

In its early stages, cancer usually has no symptoms, but eventually a malignant tumour will grow large enough to be detected. As it continues to grow, it may press on nerves and produce pain, penetrate blood vessels and cause bleeding, or interfere with the function of a body organ or system.

Benign tumors (which are not cancers) are named using -oma as a suffix with the organ name as the root. For example, a benign tumor of smooth muscle cells is called a leiomyoma (the common name of this frequently occurring benign tumor in the uterus is fibroid). Confusingly, some types of cancer use the -noma suffix, examples including melanoma and seminoma.

How do I become a Cancer Voice?If you would like to become a Cancer Voice, you will need to first create a profile. Once you have registered as a Macmillan volunteer and are logged into your account, you can set up alerts by managing your profile settings on the ‘Your volunteering profile’ page. You will then be informed when new opportunities that match your needs become available.Under the heading ‘Subscriptions’ ensure your communication preferences are set to daily, weekly or monthly.Click ‘Done’ to save.Then, under the heading ‘Opportunity types’ click ‘Edit’ to manage your preferences. Tick the alert types that interest you under the ‘Using your cancer experience’ heading.Click ‘Done’ to save.If you would prefer not to register as a Cancer Voice, but would like to browse the Volunteering Village for Cancer Voice opportunities, simply click the button below. If you find the search too wide, add your postcode to bring up search results closer to home.

Diagnosing a new cancer in a pregnant woman is difficult, in part because any symptoms are commonly assumed to be a normal discomfort associated with pregnancy. As a result, cancer is typically discovered at a somewhat later stage than average. Some imaging procedures, such as MRIs (magnetic resonance imaging), CT scans, ultrasounds and mammograms with fetal shielding are considered safe during pregnancy; some others, such as PET scans, are not.

Treatment There can be a range of treatment for bowel cancer including surgery, radiotherapy and chemotherapy. There are also treatments for bowel cancer that has spread. Once diagnosed, the health professionals looking after you will talk though which treatments may be suitable for you

Deaths from cancer were 5.8 million in 1990. Deaths have been increasing primarily due to longer lifespans and lifestyle changes in the developing world. The most significant risk factor for developing cancer is age. Although it is possible for cancer to strike at any age, most patients with invasive cancer are over 65. According to cancer researcher Robert A. Weinberg, “If we lived long enough, sooner or later we all would get cancer.” Some of the association between aging and cancer is attributed to immunosenescence, errors accumulated in DNA over a lifetime and age-related changes in the endocrine system. Aging’s effect on cancer is complicated by factors such as DNA damage and inflammation promoting it and factors such as vascular aging and endocrine changes inhibiting it.

In sporadic cancers, deficiencies in DNA repair are occasionally caused by a mutation in a DNA repair gene but are much more frequently caused by epigenetic alterations that reduce or silence expression of DNA repair genes. This is indicated in the figure at the 3rd level. Many studies of heavy metal-induced carcinogenesis show that such heavy metals cause a reduction in expression of DNA repair enzymes, some through epigenetic mechanisms. DNA repair inhibition is proposed to be a predominant mechanism in heavy metal-induced carcinogenicity. In addition, frequent epigenetic alterations of the DNA sequences code for small RNAs called microRNAs (or miRNAs). miRNAs do not code for proteins, but can “target” protein-coding genes and reduce their expression.

Just like other Macmillan volunteering opportunities, you can dedicate as much or as little time as you wish. Cancer Voices’ roles include one-off activities as well as ongoing responsibilities, so it really is up to you how active you want to be, how much time you offer and what activities you get involved in. Although some of our opportunities involve travel, many can be carried out locally or even from home.

Many treatment options for cancer exist. The primary ones include surgery, chemotherapy, radiation therapy, hormonal therapy, targeted therapy and palliative care. Which treatments are used depends on the type, location and grade of the cancer as well as the patient’s health and preferences. The treatment intent may or may not be curative.

Think about whether anyone in your family has had ovarian or breast cancer, on either your mothers of fathers side. If you do have a family history, make sure you tell your GP.

Tobacco use is the cause of about 22% of cancer deaths. Another 10% is due to obesity, poor diet, lack of physical activity, and excessive drinking of alcohol. Other factors include certain infections, exposure to ionizing radiation and environmental pollutants. In the developing world nearly 20% of cancers are due to infections such as hepatitis B, hepatitis C and human papillomavirus (HPV). These factors act, at least partly, by changing the genes of a cell. Typically many genetic changes are required before cancer develops. Approximately 5–10% of cancers are due to inherited genetic defects from a person’s parents. Cancer can be detected by certain signs and symptoms or screening tests. It is then typically further investigated by medical imaging and confirmed by biopsy.

In 2015 about 90.5 million people had cancer. About 14.1 million new cases occur a year (not including skin cancer other than melanoma). It caused about 8.8 million deaths (15.7%) of human deaths. The most common types of cancer in males are lung cancer, prostate cancer, colorectal cancer and stomach cancer. In females, the most common types are breast cancer, colorectal cancer, lung cancer and cervical cancer. If skin cancer other than melanoma were included in total new cancers each year it would account for around 40% of cases. In children, acute lymphoblastic leukaemia and brain tumors are most common except in Africa where non-Hodgkin lymphoma occurs more often. In 2012, about 165,000 children under 15 years of age were diagnosed with cancer. The risk of cancer increases significantly with age and many cancers occur more commonly in developed countries. Rates are increasing as more people live to an old age and as lifestyle changes occur in the developing world. The financial costs of cancer were estimated at $1.16 trillion US dollars per year as of 2010.

Complementary and alternative cancer treatments are a diverse group of therapies, practices and products that are not part of conventional medicine. “Complementary medicine” refers to methods and substances used along with conventional medicine, while “alternative medicine” refers to compounds used instead of conventional medicine. Most complementary and alternative medicines for cancer have not been studied or tested using conventional techniques such as clinical trials. Some alternative treatments have been investigated and shown to be ineffective but still continue to be marketed and promoted. Cancer researcher Andrew J. Vickers stated, “The label ‘unproven’ is inappropriate for such therapies; it is time to assert that many alternative cancer therapies have been ‘disproven’.”

Cancer survival Half (50%) of people diagnosed with cancer in England and Wales survive their disease for ten years or more (2010-11). Cancer survival is higher in women than men. Cancer survival is improving and has doubled in the last 40 years in the UK. Cancer survival is generally higher in people diagnosed aged under 40 years old, with the exception of breast, bowel and prostate cancers, where survival is highest in middle age. See more cancer survival statistics

 

 

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Need to improve your sales, looking for inspiration with your marketing, need a strategy for social media, trying to raise funding or just looking to grow your business. No matter how big or small your business is, our experts will give you clear useful advice to help your business grow. Watch the live show every Monday.

Business Connections Bradford - About Us

Welcome to Baltic Business Connections Viktorija Macdonald Managing Director Welcome to Baltic Business Connections Ltd. We are a professional facilitator for international business development for food and beverages import and export. We take our time to identify the right products for the right market with the right distributors for mutual benefit of all parties involved. We represent companies we work with in trade fairs, in relations with on-and off-trade customers, conduct brand training, monitor brand stewardship and distributor monitoring for marketing and sales. Currently, we are developing collaboration with boutique retailers in the Baltics to form hamper style representation of Scottish products: from whisky to beer, from shortbread to cheeses to promote and grow Scottish food and beverages export. Brands we work with >
Business Network 
Chester based Recruitment 28 years of recruitment excellence The Business Connection, who’s headquarters are based in Chester, are one of the North West’s longest established independent recruitment businesses, delivering an exceptional service to clients and candidates across the region for over two decades. Delivering a comprehensive range of recruitment services across the full spectrum of the commercial sector, we utilise a unique operational model that allows us to maximise productivity without compromising the quality for which we are renowned. Tenacious in our approach, we provide a complete portfolio of contingency human capital solutions incorporating Temporary, Permanent and Fixed-Term recruitment at all levels. Our Managed Service and R.P.O products, provide customers with high quality, high value support on a retained and exclusive basis. Recruitment with a difference Improved Search We have improved our location based job search. You can now search by Region, County and Town/City. Choosing Chester on the search form will take you to the Jobs in Chester page. If there aren’t enough results you can expand the search by looking for jobs in Cheshire and finally, jobs in the North West. Career Advice Up-to-the minute expert advice on CV’s, cover letters, interviews and more. Find out how The Business Connection can assist you in finding and securing the job you want. Visit the CV writing tips section to get some pointers on how to write a winning CV, as well as six different CV templates to get you started. Once you’ve secured your interview don’t forget to check out our handy hints on job interview techniques, to help you stand out from the crowd. To keep up to date with all the latest career advice articles from The Business Connection, don’t forget to subscribe to one of our social media channels or RSS feed. Recruitment Support We understand that finding the right staffing solutions isn’t always easy, and can be extremely time consuming! We believe establishing a sound strategic partnership with our clients, in which we both take time to invest in the relationship, ensures a successful hire in a shorter time period. Our flexible, fully managed service model is designed to deliver overall reduction in costs whist increasing productivity. Our expertise is commercial office and sales based recruitment, at any level, on a temporary, permanent or fixed term basis. We are a team of recruitment industry experts with an absolute commitment to excellence throughout the whole recruitment process. Our Online Timesheet management platform ensures that timesheet completion, submission and authorisation is a simple and efficient process and is designed to save time and offer instant retrieval.

Business to Business Connections Through Social Media - B2B Marketing

Valentine International Business Connections is a new venture focusing on nurturing sustainable international links between people, businesses and places aimed at commercial, tourism and cultural outcomes. With a specialism in the China market VIBC LLP will act as an intermediary to assist government bodies, individual businesses and various organisations to work together for mutual commercial and cultural advantage. VIBC LLP will also develop its own niche trade and tourism projects.

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Home » Energy contracts » New Energy ConnectionsGas connections If you require a new commercial gas meter installation, meter upgrade, relocation or removal, we can help to arrange the site work you require. Simply email us at [email protected] with your existing account number, site contact name and telephone number, and description of site work required. You can call us on 0345 070 1265 and speak to our gas site works team. IMPORTANT – Please note all gas new connections supplied by SSE will be subject to a negotiated supply contract.

New connectionsWe’ll make sure installing meters is a simple process, and get you connected to a gas or electricity supply quickly and efficiently.New connectionsNew connectionsMetering for businessesBusiness Energy Connections provides meter installations and supply contracts to new developments. New business connectionsNew business connectionsConnection servicesIf you’re branching out to another region of the country, planning new building construction projects or changing your energy needs on one of your existing sites, we can help make that process as simple as possible.Infrastructure for your businessInfrastructure for your business

Martyn is an oil and gas strategist, currently helping shape the future of one of the largest global oilfield service companies. After two science degrees at Edinburgh University he honed his analytical skills as a principal analyst in Wood Mackenzie’s Life Science team, before broadening out into technology foresighting at the innovation fund, ITI Life Sciences. After a stint in the public sector formulating a Chinese Life Science strategy for Scottish Development International and Scottish Enterprise he swapped pharmaceuticals for petroleum. During his four years at Wood Group PSN, Martyn has established the company’s first ever strategic planning function. He is an elder at Blairgowrie Evangelical Church.

We are entirely funded by individuals who are passionate about the valuable and important work we do in supporting those within the corporate sector in Aberdeen City & Shire. We are seeking to employ a member of staff on a full-time basis, run a number of fortnightly and monthly breakfast events and produce quality marketing materials. In order to ensure the continuation of this work, we urgently need to increase the level of support we receive. Click here to download a donation/Gift Aid Form

Gas connections If you require a new commercial gas meter installation, meter upgrade, relocation or removal, we can help to arrange the site work you require. Simply email us at [email protected] with your existing account number, site contact name and telephone number, and description of site work required. You can call us on 0345 070 1265 and speak to our gas site works team. IMPORTANT – Please note all gas new connections supplied by SSE will be subject to a negotiated supply contract.

How to disable your ad blocker for standard.co.uk Adblock / Adblock Plus Click the Adblock/Adblock Plus icon, which is to the right of your address bar. On Adblock click “Don’t run on pages on this domain”. On Adblock Plus click “Enabled on this site” to disable ad blocking for the current website you are on. If you are in Firefox click “disable on standard.co.uk”. Firefox Tracking Protection If you are Private Browsing in Firefox, “Tracking Protection” may cause the adblock notice to show. It can be temporarily disabled by clicking the “shield” icon in the address bar. Ghostery Click the Ghostery icon. In versions before 6.0 click “whitelist site”. In version 6.0 click “trust site” or add standard.co.uk to your Trusted Site list. In versions before 6.0 you will see the message “Site is whitelisted”. Click “reload the page to see your changes”. uBlock Click the uBlock icon. Then click the big power button to whitelist the current web site, and its state will be remembered next time you visit the web site. Then reload the page.

Meter installations for businessesWe provide meter installations and energy supply contracts for new business premises, or companies moving in to premises that require a change to supply. We help a diverse range of businesses, from large manufacturers who require an effortless, cost-effective process, to major retail businesses looking for on-site advice. Call us on 0333 202 4920 so that we can understand your requirements. Alternatively you can leave your details with us, and one of our agents will be in touch.Request a call backRequest a call backWe offer: Expert advice Tailored solutions – a range of supply contracts to cover tariffs and bespoke contract requirements A full range of electricity and gas metering End-to-end service Account management service What you can expectRead our process chart, which will help you to understand what to expect when you decide to work with us. DownloadDownloadApplication forms and other downloadsWe’ve a selection of documents that you’ll find useful to the process. These include our electricity and gas meter application forms, which will allow us to work out timescales and get a better idea of your needs when we see your project. View downloadsView downloads

As someone who travels occasionally from outside Aberdeen but with visibility across Scotland, it’s been a delight to see how TBC has grown over the last 18 months. Recently it was particularly encouraging to meet a number of people at the Ian Marchant event who evidently had no Christian connection at all but who were comfortable coming and enjoyed the event. When this is happening it’s clear that your aim of serving the business community, whatever their background is being delivered.

We are inspired by our Christian faith to love and serve Aberdeen’s business community. Our mission is to provide a safe place where people can be encouraged, equipped and empowered to endure the stresses of professional business life. If you work in Aberdeen’s corporate sector, you already belong to The Business Connection. Please join us at our next event as we ‘seek the peace and prosperity of our city.’

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We work with trusted associates and selected clients (mainly in China and the UK) to provide or facilitate consultancy services and project management for agreed assignments and ventures. In short, the company will only work with people and organisations introduced by people we know and trust; and on carefully selected projects. Current projects include property, inward investment, high-end travel, golf industry and sourcing of speciality products such as whisky. Aside from commercial gain, VIBC will actively provide “pro-bono” support for specific projects which benefit the economy of Angus and Scotland as well as Yantai Municipality thus providing a legacy for sustainable tourism and employment in the area.

We are four Christian businessmen working in Aberdeen’s corporate sector. Through our experiences of corporate life in Aberdeen, and the need to balance our own professional and personal lives, we have come to believe there is a real need for a charity committed to supporting individuals just like us. We come from different church backgrounds and different industries – but we all have the same passion. To help make a positive difference to our corporate culture in Aberdeen. We believe God has a heart for the broken and weary in Aberdeen’s corporate sector.

Home » Energy contracts » New Energy ConnectionsElectricity connections We can provide new electricity connections for existing supply customers and for businesses within the Scottish Hydro and Southern Electric distribution areas. If your application is successful, our experienced advisors will provide you with all the information and support you need from initial enquiry through to the completion of your project. If we already supply any of your existing sites, please provide the MPAN (Meter Point Administration Number) or full site address, as this will help us to assess your supply requirements. IMPORTANT – Please note all electricity new connections supplied by SSE will be charged as per our Deemed Contract rates. Where a Current Transformer connection has been requested you will need to complete the panel checklist at the end of the new supply form and also arrange a Meter Operator Contract. Please note that we may charge for meter installation visits where we cannot complete the job if these details have not been completed satisfactorily or if we are unable to gain access to the site. New energy connections form Please complete the new connections form and email it to: [email protected] Download form Home » Energy contracts » New Energy ConnectionsGas connections If you require a new commercial gas meter installation, meter upgrade, relocation or removal, we can help to arrange the site work you require. Simply email us at [email protected] with your existing account number, site contact name and telephone number, and description of site work required. You can call us on 0345 070 1265 and speak to our gas site works team. IMPORTANT – Please note all gas new connections supplied by SSE will be subject to a negotiated supply contract.

Business has changed. We all know that business is built on relationships and relationships at work come with expectations. Our relationships with our customers, our colleagues and our contacts all bring expectations of what we will do, by when and how we will do it. A firm handshake and an exchange of business cards has

Landlords/Tenants If you’d like to tell us about a change of tenancy please click the link below. Business move Home/Residential connection New gas and electric supplies, metering, design and installation for your home. Find out more

Back to the Scene:  This potential client then calls the competitor.  The competitor is also out of the office, but when the phone rings it’s answered (even though it’s 8 PM on a Saturday) by a cheerful, professional person.  “Thank you for calling _____ company.  How may I help you?”  The key word is help.  After this friendly person answers a few questions, she gets the caller’s name, telephone number and brief message through Business Answering Service. The competitor just turned a potential client into a real client.

Home » Energy contracts » New Energy ConnectionsElectricity connections We can provide new electricity connections for existing supply customers and for businesses within the Scottish Hydro and Southern Electric distribution areas. If your application is successful, our experienced advisors will provide you with all the information and support you need from initial enquiry through to the completion of your project. If we already supply any of your existing sites, please provide the MPAN (Meter Point Administration Number) or full site address, as this will help us to assess your supply requirements. IMPORTANT – Please note all electricity new connections supplied by SSE will be charged as per our Deemed Contract rates. Where a Current Transformer connection has been requested you will need to complete the panel checklist at the end of the new supply form and also arrange a Meter Operator Contract. Please note that we may charge for meter installation visits where we cannot complete the job if these details have not been completed satisfactorily or if we are unable to gain access to the site. New energy connections form Please complete the new connections form and email it to: [email protected] Download form

As someone who travels occasionally from outside Aberdeen but with visibility across Scotland, it’s been a delight to see how TBC has grown over the last 18 months. Recently it was particularly encouraging to meet a number of people at the Ian Marchant event who evidently had no Christian connection at all but who were comfortable coming and enjoyed the event. When this is happening it’s clear that your aim of serving the business community, whatever their background is being delivered.I have made and followed up on several good connections formed at The Business Connection monthly events.I often receive great nuggets of information from either the people attending or the monthly speaker. I have also made some good connections and friends.I think it is an excellent initiative – and I commend everyone involved. Aberdeen is a pretty tough business environment at the moment and this support can only be beneficial.It’s a positive, encouraging and supportive space.  You guys are doing a great job!This is a unique group and I am really glad I have started attending. It is great to meet other Christians in a non-Church setting.  Speakers have been great.Great connections with other working professionals in Aberdeen City/area; very good topics for monthly Friday sessions.I found about Business Connection through Eventbrite. I had the chance to meet Pete and Valentine amazing people and with whom I’m going to move further on for my business. For me, it is an excellent opportunity to know organizational culture and how business are made in Aberdeen.Very welcoming and friendly. The monthly breakfasts in particular are very informative and relevant.It’s good to meet and share experiences in a friendly environment.I have been attending regularly now nearly 3 months. I was impressed that the business meetings set by Christians but anyone can attend. There is always some inspiration and encouragement for each other with opportunities for connecting and networking.  Monthly meetings with guests are also very good.

We work with trusted associates and selected clients (mainly in China and the UK) to provide or facilitate consultancy services and project management for agreed assignments and ventures. In short, the company will only work with people and organisations introduced by people we know and trust; and on carefully selected projects. Current projects include property, inward investment, high-end travel, golf industry and sourcing of speciality products such as whisky.

Career Advice Up-to-the minute expert advice on CV’s, cover letters, interviews and more. Find out how The Business Connection can assist you in finding and securing the job you want. Visit the CV writing tips section to get some pointers on how to write a winning CV, as well as six different CV templates to get you started. Once you’ve secured your interview don’t forget to check out our handy hints on job interview techniques, to help you stand out from the crowd. To keep up to date with all the latest career advice articles from The Business Connection, don’t forget to subscribe to one of our social media channels or RSS feed.

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As with all of our awards we have a rigorous selection and judging process which ensures that all winners can be assured that they truly deserve their award. We welcome votes from and on behalf of firms, individuals and departments from around the world. Now voting has closed we will set our dedicated research team to work, examining every nomination and researching each nominee thoroughly before passing them on to our expert judging panel.

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Using the Dashboard When you start Money Manager the first thing you’ll see is the Dashboard which shows you at a glance a summary of your spending, saving and future outgoings. Example of a Money Manager dashboard The Spending Analysis shows all your monthly income and expenditure in more detail. You can plan for the future using Spending Plans and maybe save for something special with Savings Goals, both designed to help you keep a closer eye on your finances. The calendar will help you keep an eye on the bills leaving your account too. You can navigate and get more detail by clicking on the appropriate tab. Spending Analysis In the Spending Analysis tab a pie chart shows you in detail where most of your money goes each month. Below the pie chart you will see a total and an average of your incomings and outgoings. Best of all, you can personalise this section so that it displays exactly the information you need. Change the date range You will automatically see this month’s spending but you can change it to any month or to a whole year. See individual accounts Money Manager displays your accounts together by default, but you can see them one at a time or a combination of them by applying filters, either by time period or transaction type and clicking ‘Apply’. Spending Plans Spending Plans allow you to set monthly limits on your spending for categories of your choice – for example groceries or petrol. Creating a plan will allow you to see where your money goes and it will also help you manage your spending. Features and benefits Create a plan in Money Manager to help control your spending. Set up a plan for any spending category. We’ll still categorise most of your spending for you. Manage your spending. Track your progress. Transactions The Transactions tab lists all your expenditure so that you can analyse it in detail, categorise items which haven’t been automatically grouped and also recategorise expenditure already placed in a group. Sometimes you might want to split a transaction across more than one category – for example, if you buy food and clothes in a single supermarket shop. Also, you can change the categories that Money Manager uses to make them more personal. You can also filter your transactions by period of time and by account. Calendar The calendar view automatically shows your regular monthly incoming and outgoing payments, and you can choose the date when your calendar should start.You can also add reminders to your calendar. This does not authorise the payment – it just reminds you that you need to pay it. To make or amend the payment, set up the payment instruction separately by going to the Your Accounts overview page in Internet Banking. See how your Money Manager calendar might look (below): Savings Goals Set up your future savings goals, for example a deposit for a house or university fees. Use Savings Goals to help you save regularly towards a specific goal and you can check your progress to see how well you are doing. Features and benefits Start with your plan Create and personalise your goals with just a few clicks. Decide a goal amount, target date and monthly savings. Make regular saving easier with a standing order for each goal. Track your progress Monitor your progress towards your goals. See detailed graphs of actual savings compared to plan. Make top-ups and adjustments easily when you need to. Achieve your goals Reap the rewards of regular saving. Manage multiples goals within the same savings account. Build on your success and set new goals to aim for! Now it can be simpler and easier to save with Savings Goals.Find out more information about our savings accounts. What is Money Manager?Expandable section Money Manager is a free, easy-to-use service for customers registered for Internet Banking that introduces a great way of keeping track of your money across your Lloyds Bank personal current and credit card accounts. It automatically breaks down most of your spending into meaningful categories, such as entertainment, food and travel, using easy-to-read graphs that give you a fuller picture of where your money goes. How much does Money Manager cost?Expandable section Money Manager is free, and is available to all Lloyds Bank personal current and credit card account customers. Which accounts are covered by Money Manager?Expandable section Money Manager covers your personal Lloyds Bank current and credit card accounts. You can see all your accounts together or just choose to view the ones you’re interested in. Can Money Manager cover joint accounts?Expandable section Yes. You can choose to view joint accounts, or filter them out if you prefer. How is my spending analysis categorised?Expandable section When money goes into or out of your account, Money Manager tries to automatically put the transaction into a spending category. If you want to group a particular area of spending under a different category, you can create a new subcategory or give the existing one a new name. Then you can move the transactions to your new category names. What are the Money Manager categories?Expandable section The default Money Manager categories include home and garden, entertainment and leisure, clothing and grooming and groceries, among many others. Within these are lower-level categories for more detailed analysis. You can even create your own personal spending subcategories to suit you. Where possible, Money Manager automatically allocates your transactions to the right spending category. How do I create my own categories?Expandable section You can create your own specific categories, but they must be contained within an existing top-level category. Click on a category heading for a transaction item in ‘Transactions’, select the appropriate top-level category and choose the ‘Other’ specific category. You’ll be prompted to enter a name for your new category. Any new categories you create will be available for you to use right away, but once you’ve created them they can’t be deleted. They can’t be seen by any other Money Manager users. Can I change the categories for my transactions in Money Manager?Expandable section Although we automatically categorise your spending for you, it’s easy to create new lower level categories. Bear in mind though that once you’ve created a new lower level category, they can’t be renamed or deleted. Why should I set up Savings Goals?Expandable section Savings Goals can help you put money aside for a special occasion or expensive purchase. With Savings Goals you can set up a standing order to save regularly for a specific goal, and track your progress as you go. How can I set up standing orders for my goals?Expandable section You can set up a standing order for any goal when you first create it within Money Manager, or later by using Edit Goals. Make sure you’ve got enough money in standing orders going into your savings account, to cover regular savings towards all your goals. What happens to my goal once I have achieved it?Expandable section You can archive the goal and the savings can be withdrawn. If you decide not to archive the goal and you have a standing order set up, the money will continue to fund your goal. Can I move money between goals?Expandable section Yes, as long as you have all your goals set up under one savings account. How many Spending Plans can I create?Expandable section You can create up to 10 Spending Plans. How do I track the progress of my Spending Plan?Expandable section On the dashboard we will keep you up to date with how you are doing on your spending plan. If you want more details you can track your progress in the spending plans tab, where you can see a list of the latest transactions related to your spending plan. We will also let you know if you’ve overspent on a spending plan, so you can adjust it, if required. Why should I set up Spending Plans?Expandable section Money Manager can help you track your spending on regular outgoings like shopping, entertainment, clothes – or any other spending category. You may find this helps you to manage where your money goes – and make regular saving easier. How many goals can I create?Expandable section You can create up to 10 goals. Can I move a goal to another savings account?Expandable section Yes, you can move a goal to another ‘savings goal eligible’ account and during the transfer, both the goal and the money associated to that goal will be transferred. Why are some transactions not categorised?Expandable section A transaction will appear as ‘uncategorised’ when we’re unable to assign it to a pre-defined category. Cash Machine withdrawals and cheques for which we can’t determine the recipient will also appear as ‘uncategorised’. You can always allocate uncategorised items to improve your spending analysis. The more items you classify, the better the tool will work to help you analyse and understand your spending. I want to create my own categories. How do I do it?Expandable section You can create your own specific categories, but they must be contained within an existing top-level category. Click on a category heading for a transaction item in ‘Transactions’. Select the appropriate top-level category and choose the ‘Other’ specific category. You’ll be prompted to enter a name for your new category. Any new categories you create will be available for you to use right away. They can’t be seen by any other Money Manager users. Can I view transactions by specific periods of time?Expandable section You can select periods of time by applying filters in the Spending Analysis tab. Just select the appropriate date range (you can view a specific month or a whole year) and click ‘Apply’. I want to split a transaction into 2 or more categories. How?Expandable section You can split a transaction into categories. For example, you might want to categorise a £100 supermarket shop to show that you spent £70 on food and £30 on DVDs. First, click to categorise the transaction as you normally would (see our help & support on categorising transactions). Then select the amount and category you want to assign to the split item and press the ‘Save’ button. You can assign a maximum of 5 splits per transaction item. How do I categorise a transaction?Expandable section You can categorise your transactions in two different places. To categorise one of the current month’s uncategorised transactions, use the link at the bottom of the pie chart on the Spending Analysis page. Or you can use the ‘Transactions’ tab to check which of your transactions haven’t been categorised. Can I view past transactions?Expandable section You can view transactions against your accounts for up to two years. How do I remove an account?Expandable section You can’t delete an account but you can easily remove it from view by applying a filter.

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City, University of London is an independent member institution of the University of London. Established by Royal Charter in 1836, the University of London consists of 18 independent member institutions with outstanding global reputations and several prestigious central academic bodies and activities.

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This free course, Introducing the voluntary sector, will guide you through some of the distinctive features and values of the voluntary sector, how organisations are funded and involve volunteers and other ‘stakeholders’ in their work. It will also provide you with knowledge and skills you can apply to your own work or volunteering as well as your everyday life.

Money & Business Understanding operations management Operations management is one of the central functions of all organisations. This free course, Understanding operations management, will provide you with a basic framework for understanding this function, whether producing goods or services or in the private, public or voluntary sectors. In addition, this OpenLearn course discusses the role of operations managers and the importance of focusing on suppliers and customers. Free course 4 hrs

Calculate the total amount the user owns and owes across all accounts. Money Manager consolidates bank accounts, investment portfolios, pension funds, utility companies, loyalty programs and more.

Although we automatically categorise your spending for you, it’s easy to create new lower level categories. Bear in mind though that once you’ve created a new lower level category, they can’t be renamed or deleted.

Money & Business Organisations and management accounting This free course, Organisations and management accounting, examines the nature of organisations, specifically their objectives and structure. Organisational objectives and structure determine management functions and responsibilities within the organisation. Free course 12 hrs

Our debt information section is a great place to start – you’ll find advice on looking after your money, dealing with creditors and managing debts. For more on money management our budgeting advice section is packed with helpful hints on creating a budget, who to pay first and what to do if you can’t afford to pay your bills.

B’s tablet app is designed for when you get the chance to sit down, put your feet up and explore all of B’s handy features. You can tag your transactions, set up budgets and savings pots, look at your spending for the month so far – the complete B banking bonanza at your fingertips.

Home Our aim is to provide professional advice on a comprehensive range of mortgages from across the market. Simply tell us your needs and we’ll do all the legwork for you. McGirls Money Management is part of the Openwork network and we are able to provide our clients with a wide range of mortgage options from some of the UK’s leading lenders. Due to this, McGirls Money Management is very well suited to help you find the perfect financial solution for your needs. From start to finish, we’re with you every step of the way. Your home may be repossessed if you do not keep up repayments on your mortgage. At McGirls Money Management, we’re more than just a mortgage broker. In fact we’re able to help provide solutions for a wide range of your financial needs. So whether you’re looking for Pensions, Life Insurance, Mortgages, Mortgage Protection, or Investments we can help you choose the most suitable mix of products for your needs. As McGirls Money Management is part of Openwork Limited (one of the UK’s largest stand-alone, multi-tied financial advice networks), we can offer a wide range of products from some of the, market-leading providers.

Wealth Management and Financial Planning advice is a very personal business, which is why we like to deliver a tailored, face to face service to meet your financial goals today and in the future. Should you wish to meet to discuss your financial arrangements, there would be no fee for an initial consultation and any fees would be agreed in writing before work is commenced.

Want to save? Get ready for the future. From instant access accounts, ISAs and saving for children, our accounts offer you the flexibility you need. Explore savings Manage your credit score We’ve got a variety of tools and information to help you keep control of your credit. Including 24/7 credit profile monitoring. Credit Manager Consolidate your borrowing You may want to consider combining your existing unsecured borrowing into one loan, in order to have one monthly payment. About consolidation loans Improve your credit If you have a limited credit history or are looking to build your credit score, there’s a range of Barclaycards that could help. See our cards

Search this site          Developed by Home Our aim is to provide professional advice on a comprehensive range of mortgages from across the market. Simply tell us your needs and we’ll do all the legwork for you. McGirls Money Management is part of the Openwork network and we are able to provide our clients with a wide range of mortgage options from some of the UK’s leading lenders. Due to this, McGirls Money Management is very well suited to help you find the perfect financial solution for your needs. From start to finish, we’re with you every step of the way. Your home may be repossessed if you do not keep up repayments on your mortgage. At McGirls Money Management, we’re more than just a mortgage broker. In fact we’re able to help provide solutions for a wide range of your financial needs. So whether you’re looking for Pensions, Life Insurance, Mortgages, Mortgage Protection, or Investments we can help you choose the most suitable mix of products for your needs. As McGirls Money Management is part of Openwork Limited (one of the UK’s largest stand-alone, multi-tied financial advice networks), we can offer a wide range of products from some of the, market-leading providers.   The information on this website is for the use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Net worth summary Calculate the total amount the user owns and owes across all accounts. Money Manager consolidates bank accounts, investment portfolios, pension funds, utility companies, loyalty programs and more. Detailed account balance Swipe from one account to the next one and retrieve the balance for each account connected by the user.

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Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one’s finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird’s eye view of your financial worth.

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Flats to rent in EdinburghFinding flats to rent in Edinburgh can be a time consuming business given the city’s unique, magnetic appeal. One of the most desirable locations in Scotland to live, work or study, Edinburgh is steeped in history, yet thoroughly modern in its outlook and way of life.Edinburgh apartments are available to suit a range of personal tastes and budgets. At Citylets, our database of flats to rent in Edinburgh is constantly updated, allowing us to provide current information about the property market. Search quickly through our up-to-date listings of flats in Edinburgh and find the perfect new home for you.Finding your ideal rental flat in EdinburghWhether you’re a student, a young professional couple or a growing family, the diversity of flats to rent in Edinburgh on Citylets’ listings will help you find an apartment or flat that’s suitable for your requirements.Traditionally Edinburgh is known for the striking Georgian town houses which proliferate in the New Town. Contrary to what you may initially expect from its name, this area dates back to the 18th century and is an ideal residential location, not far from Princes Street, but equally convenient for Calton Hill and Holyrood Park.If your preference is for ultra-modern architecture, then smart new developments in the exciting, fashionable areas of Leith and Granton offer a more contemporary base. Citylets can cater for all your needs in locating a new apartment that matches your particular requirements.So if you are searching frantically through lists of all the flats to rent in Edinburgh, why not take advantage of our intuitive and easy-to-search database which will simplify the process considerably, thereby saving you precious time.We provide an exhaustive amount of information on each home available, giving you all the information you require to help you make a decision on any flat for rent in Edinburgh.Living in Edinburgh apartmentsToday Edinburgh is a hub of cultural, commercial and academic activity, offering a perfect opportunity to experience all the advantages of modern city life. Historical, traditional architecture sits side by side with state-of-the-art newbuilds in this exceptional and beautiful city.If you are searching through flats to rent in Edinburgh, you will be spoilt for choice thanks to the quality and variety of apartments for rent. Faced with this myriad of accommodation possibilities, where should you start when trying to identify the right Edinburgh apartment for you? Contacting Citylets is definitely a good move.Our comprehensive listings mean it’s never been easier to find rented property in Scotland’s capital. So regardless of your renting requirements – modern apartment or traditional flat, short or long-term lease – we can help you locate flats to rent in Edinburgh, a city universally acknowledged as a great place to live.

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Live an environmentally friendly lifestyle Live an environmentally friendly lifestyle In 2012-13, responding to a suggestion from two students, UEA Accommodation trialled a Green Flat in residences. This option brought together students who shared an interest in sustainable living and environmental issues. In subsequent years, the scheme grew, and in 2015-16 approximately 100 students lived in Green Flats across campus. Green Flats were provided with a hamper of items, such as laundry ‘eggs’ and eco-friendly washing-up liquid, designed to promote an environmentally friendly lifestyle. We are currently reviewing the Green Flat option for the 2017-18 academic year – please check back soon to see details of what will be on offer.

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WOMEN’S FLATS Join the flat pack here at schuh with our super selection of flat shoes for women. We’ve got plenty to choose from – with black flat shoes, brogues, loafers, plimsolls, silver pumps, peep-toe shoes and more from your favourite brands, take your pick. With UK Next Day Delivery when you order before 10pm, make sure your style doesn’t flat-line this season.

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Edinburgh apartments are available to suit a range of personal tastes and budgets. At Citylets, our database of flats to rent in Edinburgh is constantly updated, allowing us to provide current information about the property market. Search quickly through our up-to-date listings of flats in Edinburgh and find the perfect new home for you.

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About Women’s Flats From stylish Jutti Flats in a rainbow of colours to cute Ballet Flats perfect for a wedding or a night out, our women’s flats are designed with comfort and fashion in mind. TOMS flats come in a variety of solid basics as well as an assortment of prints and patterns, ranging from animal prints and ikat styles to two-tone design sand multi colours – meaning you’ll find the perfect pair for any outfit. With every pair you purchase, TOMS will give a pair of new shoes to a child in need. One for One™.

WE USE COOKIES We use cookies to optimise your shopping experience. Read more about cookies here. Nice to meet you! Sign up for our newsletter and get 10% off. We use cookies to enhance your shopping experience. If you continue to use our services, we will assume that you agree to the use of such cookies. For more information check our privacy policy. Here’s a treat! Sign up for our newsletter and get 10% off. We use cookies to enhance your shopping experience. If you continue to use our services, we will assume that you agree to the use of such cookies. For more information check our privacy policy.

Ways to search for property Browse by map Start your search for property in England, Scotland, Wales, Northern Ireland, or London. Tube & rail stations Perfect if you are looking for a property on a particular tube, rail or DLR line. Search now Draw a search Start your search as wide or as defined as you like with our draw a search tool. Define an area

*Up to 50% off mid-season sale offers, in-store & online. Subject to availability whilst stocks last. See our full terms and conditions here. **25% off student discount with StudentBeans.com. Please register your account with Student Beans in order to redeem your unique code. Offer does not include items in promotion or in the sale and can only be used online only. Offer for a limited time only. See our full terms and conditions here. The celebrities named or featured on peacocks.co.uk have not endorsed, recommended or approved the items on site.

The contract is a fixed term period of either 38 weeks (25 September 2016 to 18 June 2017) or 50 weeks (20 September 2016 to 4 September 2017) and covers the duration of the academic year. Rents are charged per day, so if your contract differs to the standard dates above (ie earlier arrival), you will incur additional accommodation charges at the relevant daily rate.

Living in London People have no end of reasons for living in London. It is the financial, political and media capital of England. London remains an exciting, cosmopolitan city where you can meet all types of people and experience a range of cultures from a night at the theatre to a day in Brixton market.

If you’re dreaming of a place in the sun, ensure you start your search with Rightmove Overseas. With thousands of overseas properties for sale from across the globe, we can ensure your dream becomes a reality.

Overseas property If you’re dreaming of a place in the sun, ensure you start your search with Rightmove Overseas. With thousands of overseas properties for sale from across the globe, we can ensure your dream becomes a reality. View details

Join the flat pack here at schuh with our super selection of flat shoes for women. We’ve got plenty to choose from – with black flat shoes, brogues, loafers, plimsolls, silver pumps, peep-toe shoes and more from your favourite brands, take your pick. With UK Next Day Delivery when you order before 10pm, make sure your style doesn’t flat-line this season.

Today Edinburgh is a hub of cultural, commercial and academic activity, offering a perfect opportunity to experience all the advantages of modern city life. Historical, traditional architecture sits side by side with state-of-the-art newbuilds in this exceptional and beautiful city.

Find your new home for sale on Rightmove Rightmove has over 800,000 properties for sale throughout the UK, giving you the UK’s largest selection of new build and resale homes. Listing an extensive range of houses, flats, bungalows, land and retirement homes, Rightmove makes it easy for you to find your next happy home regardless of whether you’re a first-time buyer, upsizing, downsizing or relocating. Restorations and refurbishments can be fun, however if you’re looking for a blank canvas, a newly built property might be a better fit. Rightmove has ten of thousands of new homes for sale form the UK’s top developers, so if it’s a new build home you’re searching for, look no further. Ways to search for property Browse by map Start your search for property in England, Scotland, Wales, Northern Ireland, or London. Tube & rail stations Perfect if you are looking for a property on a particular tube, rail or DLR line. Search now Draw a search Start your search as wide or as defined as you like with our draw a search tool. Define an area Tools to help you search School Checker Ensure you find the right home, near the right school with new School Checker tool. Read more Sold Prices Discover how much property sold for with our comprehensive house price data. Check sold prices Get Agent Valuation Request a no-obligation valuation and find out how much your home is worth. Request valuation Property guides A must-have read for anyone buying or selling property. Learn more Affordability calculator Find out how much you could borrow. Check now Mortgage calculator Calculate monthly mortgage payments. Check now Overseas property If you’re dreaming of a place in the sun, ensure you start your search with Rightmove Overseas. With thousands of overseas properties for sale from across the globe, we can ensure your dream becomes a reality. View details Find estate agents on Rightmove If you’re thinking of selling your property, make sure you choose an agent that can advertise your property on the UK’s biggest shop window. Start your search for a local agent

Business There is no doubt that your business has untapped potential, value that you’re yet to unlock. Northumbria University is in the business of unlocking value in a way that is unique to your business, regardless of size or sector. Discover more

Abby Properties present this 6th Studio in the popular New Providence Wharf, E14. Residents benefit from use of the start of the art leisure facilities which includes a 24hr concierge, gym, sauna and swimming pool. The property consists of a large do

Find your next home to rent with Zoopla Search 222,695 properties to rent from thousands of lettings agents. Use our smarter property search tools to refine, sort and customise your results in a variety of ways. From penthouses to flat shares, we’ve got it all. Start your search above or browse using the links below. Be the first to know about new properties matching your requirements. Create property alert

In 2012-13, responding to a suggestion from two students, UEA Accommodation trialled a Green Flat in residences. This option brought together students who shared an interest in sustainable living and environmental issues. In subsequent years, the scheme grew, and in 2015-16 approximately 100 students lived in Green Flats across campus. Green Flats were provided with a hamper of items, such as laundry ‘eggs’ and eco-friendly washing-up liquid, designed to promote an environmentally friendly lifestyle. We are currently reviewing the Green Flat option for the 2017-18 academic year – please check back soon to see details of what will be on offer.

Abby Properties present this one bedroom apartment set on the third floor of a modern development located within easy reach of Canary Wharf. Features include a living room with wood flooring, an open plan kitchen, balcony and a double bedroom. Reside

Your ensuite bedroom has 13sqm (Standard) or 15sqm (Premier) to make your own. The bedrooms have a single bed, mattress, desk, chair, wardrobe, and bookshelf. Wired internet is also available in addition to the superfast WiFi.

Keep your feet firmly on the ground with our cool collection of flat shoes. Our flats will take you places in style whether you’re looking for cute and pretty details, or toughening up with studs and snake skin texture. From sporty trainers and chic pumps to fresh sandals and masculine brogues, this season shoes have gone relaxed. Look out for hot metallic, contrasting prints, pointed toes and heavy buckles giving you a contemporary finish to your look. We’ll be styling skater pumps with skinny jeans a crisp white top for a laid back look and teaming grunge style chunky sole boots for gigs paired with a skater skirt and cute crop. Flat Sandals Sliders Sneakers Brogues and Loafers Slip Ons Flat Boots Flatforms View All Shoes

Flat Shoes Styles Found Keep your feet firmly on the ground with our cool collection of flat shoes. Our flats will take you places in style whether you’re looking for cute and pretty details, or toughening up with studs and snake skin texture. From sporty trainers and chic pumps to fresh sandals and masculine brogues, this season shoes have gone relaxed. Look out for hot metallic, contrasting prints, pointed toes and heavy buckles giving you a contemporary finish to your look. We’ll be styling skater pumps with skinny jeans a crisp white top for a laid back look and teaming grunge style chunky sole boots for gigs paired with a skater skirt and cute crop. Flat Sandals Sliders Sneakers Brogues and Loafers Slip Ons Flat Boots Flatforms View All Shoes

If you are an undergraduate or postgraduate student, you can live in one of our single, en-suite bedrooms in Northfield. We also have a limited number of studio flats, accessible rooms and family flats.

Find your new home for sale on Rightmove Rightmove has over 800,000 properties for sale throughout the UK, giving you the UK’s largest selection of new build and resale homes. Listing an extensive range of houses, flats, bungalows, land and retirement homes, Rightmove makes it easy for you to find your next happy home regardless of whether you’re a first-time buyer, upsizing, downsizing or relocating. Restorations and refurbishments can be fun, however if you’re looking for a blank canvas, a newly built property might be a better fit. Rightmove has ten of thousands of new homes for sale form the UK’s top developers, so if it’s a new build home you’re searching for, look no further.

Location Easton Flats are located a 14 minute walk from the main University campus and city centre. It’s close to a metro station which provides a fast, four minute link to the city centre, and a wider range of local attractions. Easton FlatsEskdale Terrace Jesmond Newcastle upon Tyne NE2 4DY

If your preference is for ultra-modern architecture, then smart new developments in the exciting, fashionable areas of Leith and Granton offer a more contemporary base. Citylets can cater for all your needs in locating a new apartment that matches your particular requirements.

Flats Comfy, versatile and flat out fabulous Keep your feet on the ground with this edit of ballet shoes, loafers, pumps and sandals. Great for work, weekend and everything in between, discover a stunning selection of flat styles, sizes and width fitting from standard – EEE. Ballet Shoes Loafers Leather Shoes Sandals Pumps Shoes Fit Guide

Rightmove has over 800,000 properties for sale throughout the UK, giving you the UK’s largest selection of new build and resale homes. Listing an extensive range of houses, flats, bungalows, land and retirement homes, Rightmove makes it easy for you to find your next happy home regardless of whether you’re a first-time buyer, upsizing, downsizing or relocating. Restorations and refurbishments can be fun, however if you’re looking for a blank canvas, a newly built property might be a better fit. Rightmove has ten of thousands of new homes for sale form the UK’s top developers, so if it’s a new build home you’re searching for, look no further.

You’ll need your own bedding. Sheets, pillows and duvets can easily be bought at supermarkets and department stores in Dundee, or you can bring them from home.

West Park Flats are located at 319a Perth Road, approximately 1.5km west of the main campus, adjacent to the Western Cemetery and Harris Academy Secondary School, in a residential area. 20 students in five-bedroom premier flats and 120 students in six-bedroom standard room flats. Each flat has its own fully fitted kitchen with dining and sitting area.

TOMS uses cookies to ensure the best possible web experience (e.g. save your shopping basket, learn how you use our site and provide you with tailored ads).Read our Privacy & Cookie Notice for more details. Please click “Accept Cookies” below to accept the placement and use of cookies. TOMS uses cookies to ensure the best possible web experience (e.g. save your shopping basket, learn how you use our site and provide you with tailored ads).Read our Privacy & Cookie Notice for more details. Please click “Accept Cookies” below to accept the placement and use of cookies.

Keep your feet on the ground with this edit of ballet shoes, loafers, pumps and sandals. Great for work, weekend and everything in between, discover a stunning selection of flat styles, sizes and width fitting from standard – EEE.

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Universal Credit for childcare For families with children under 16. You need to be working. If you’re about to start work, you could still be eligible. Both of you need to be working. If you’re about to start work, you could still be eligible. Your income is above the threshold for this scheme. Your household income is above the threshold for this scheme. Show me anyway For working families claiming Universal Credit, in England, Scotland and Wales With children under 16 85% of eligible childcare costs, up to a cap

If you’re a working parent with children under 12 (or under 17 for disabled children), you can open an online account to pay for registered childcare. The government will top-up the money you pay into the account. For every £8 you pay in, the government will add an extra £2. You can receive up to £2,000 per child, or £4,000 if disabled. You, and any partner, must each expect to earn (on average) at least £120 per week (equal to 16 hours at the National Minimum or Living Wage). If you, or your partner, are on maternity, paternity or adoption leave, or you’re unable to work because you are disabled or have caring responsibilities, you could still be eligible. If either you, or your partner, expect to earn £100,000 or more, you can’t get Tax-Free Childcare. You can’t use Tax-Free Childcare at the same time as childcare vouchers, Universal Credit or tax credits. You can use it with the 15 hours and 30 hours schemes. You can use it to help pay: Registered childminders, nurseries and nannies Registered after-school clubs and playschemes Registered schools Home careworkers working for a registered home care agency Get an estimate of how much help you could get with childcare costs Childcarecalculator – external link

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A site can display the current state of a dialogue between users, monitor a changing situation, or provide information in some way personalized to the requirements of the individual user. For example, when the front page of a news site is requested, the code running on the web server might combine stored HTML fragments with news stories retrieved from a database or another website via RSS to produce a page that includes the latest information. Dynamic sites can be interactive by using HTML forms, storing and reading back browser cookies, or by creating a series of pages that reflect the previous history of clicks. Another example of dynamic content is when a retail website with a database of media products allows a user to input a search request, e.g. for the keyword Beatles. In response, the content of the web page will spontaneously change the way it looked before, and will then display a list of Beatles products like CDs, DVDs and books. Dynamic HTML uses JavaScript code to instruct the web browser how to interactively modify the page contents. One way to simulate a certain type of dynamic website while avoiding the performance loss of initiating the dynamic engine on a per-user or per-connection basis, is to periodically automatically regenerate a large series of static pages.

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You each need to earn at least £120 a week. If you’re earning less than £120 a week but are under 25, or you’re an apprentice, you may still be eligible.

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15 hours free childcare For families with 3 and 4-year-old children. Show me anyway For all families in England With 3 and 4-year-old children 15 hours of free childcare or early education a week Find out more about similar schemes in Scotland, Wales / Cymru, and Northern Ireland.

/**/ Paper statements We’re changing how often we send paper statements. If you receive paper statements for your current account, in future you’ll get them once every 3 months, unless you tell us otherwise. Learn more Paper statements. Learn more. Credit Cards All in One, Everyday or Zero? Take a look at our credit cards to see which one could work for you. Credit subject to status. Terms apply. Find out more Credit Cards. Find out more. Loans We offer loans to new and existing customers, take a look at our current rates and loan calculator. Subject to status. Terms apply. Discover more Find out more about Loans. prev next Access your accounts 24/7 Set up standing orders, pay your credit card, check your balance and much more using our Online and Mobile Banking. Find out more Access your accounts 24/7. Find out more. Current Accounts With a wide range to choose from, we think our current accounts offer something for everyone, so why not take a look? Take a look Find out more about Current Accounts. Protect yourself from fraud Take a look at our approach to security, including enhanced warning messages within Online Banking, tips for keeping your banking details private & how to protect yourself from fraud. Find out more Find out more about protecting yourself from fraud. prev next

If you, and any partner, are working, or you’re due to start work, and you’re claiming Universal Credit, you can claim back up to 85% of your eligible childcare costs for children under 16. You could get up to £646 a month for one child, or £1,108 for two or more.

Support while you study You need to be studying. One of you needs to be studying. You need to be studying. One of you needs to be studying. Show me anyway Weekly payments from Care to Learn if you’re at school or sixth-form college Help through your college if you’re in further education A weekly grant if you’re in full-time higher education You could get weekly payments through Care to Learn if you’re under 20 at the start of a publicly-funded course, such as a school or sixth form. You can apply for Discretionary Learner Support to pay for childcare if you’re 20 or over and in further education, for example, if you’re studying for an NVQ, BTEC or PGCE. You can apply for a Childcare Grant if you’re in full-time higher education to pay for childcare costs for children: under 15 under 17 if they have special needs

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You need to be working more than 16 hours a week (£120 a week at the National Minimum Wage). If you’re earning less than £120 a week but are under 25, or you’re an apprentice, you may still be eligible.

Paper statements We’re changing how often we send paper statements. If you receive paper statements for your current account, in future you’ll get them once every 3 months, unless you tell us otherwise. Learn more Paper statements. Learn more. Credit Cards All in One, Everyday or Zero? Take a look at our credit cards to see which one could work for you. Credit subject to status. Terms apply. Find out more Credit Cards. Find out more. Loans We offer loans to new and existing customers, take a look at our current rates and loan calculator. Subject to status. Terms apply. Discover more Find out more about Loans. prev next

You, and any partner, must each expect to earn (on average) at least £120 a week (equal to 16 hours at the National Minimum or Living Wage). If you, or your partner, are on maternity, paternity or adoption leave, or you’re unable to work because you are disabled or have caring responsibilities, you could still be eligible.

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If you are entitled to Working Tax Credit, and you and any partner are working at least 16 hours a week each, you can claim back up to 70% of your eligible childcare costs for children under 16 (or under 17 for disabled children). Depending on your income, you could get up to £122.50 a week for one child or £210 for two or more. You can use it to help pay: Registered childminders, nurseries and nannies Registered after-school clubs and playschemes Registered schools Home careworkers working for a registered home care agency You may also be eligible for Child Tax Credit, even if you’re not working. How to claim tax credits Universal Credit is being phased in over the next few years. It will replace a number of existing benefits, including tax credits. If you are already receiving tax credits, you don’t need to do anything now. You can’t claim Universal Credit, tax credits, or Tax-Free Childcare at the same time. Get an estimate of how much help you could get with childcare costs Childcarecalculator – external link

Map search Property maps Quick links: England, Scotland, Wales, Northern Ireland, London, London stations. or Draw a search Featured content NEW Property Blog See the latest property trends, celebrity homes and dream properties. Visit the blog now Featured tool Find the right school Compare admission areas and performance reports with School Checker, now on every property. Find out more Where can I live? We’ve created a new tool to help you easily find the areas that match your budget and needs. Discover your perfect location > Sold house prices See what property in your local area sold for. Search now Commercial property Search over 49,000 commercial properties to buy or rent. Search now Buy-to-let investors Sign up to receive potential investment and auction property. Sign up now

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HSBC Online Banking activation We’re currently making improvements to our Online Banking service. If you registered for Online Banking prior to the 17th December 2014 it’s not possible for you to activate your existing Secure Key and you will need to re-start your registration. If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key. We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we’re working on now. Find out more

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Tax-Free Childcare For families with children under 12, or under 17 if disabled. You need to earn at least £120 a week. If you’re earning less than £120 a week but are under 25, or you’re an apprentice, you may still be eligible. You each need to earn at least £120 a week. If you’re earning less than £120 a week but are under 25, or you’re an apprentice, you may still be eligible. Your income is above the threshold for this scheme. Your household income is above the threshold for this scheme. Show me anyway For working families, including the self-employed, in the UK With children under 12 (or under 17 if disabled) For every £8 you pay in, the government will add an extra £2, up to £2,000 per child Parents of children who will be under 4 on 31st August, and parents of disabled children, can apply now Apply for under 4s or disabled children – external link Or email me when available to me – external link Apply for under 4s or disabled children – external link Or email me when available to me – external link If you’re a working parent with children under 12 (or under 17 for disabled children), you can open an online account to pay for registered childcare. The government will top-up the money you pay into the account. For every £8 you pay in, the government will add an extra £2. You can receive up to £2,000 per child, or £4,000 if disabled. You, and any partner, must each expect to earn (on average) at least £120 per week (equal to 16 hours at the National Minimum or Living Wage). If you, or your partner, are on maternity, paternity or adoption leave, or you’re unable to work because you are disabled or have caring responsibilities, you could still be eligible. If either you, or your partner, expect to earn £100,000 or more, you can’t get Tax-Free Childcare. You can’t use Tax-Free Childcare at the same time as childcare vouchers, Universal Credit or tax credits. You can use it with the 15 hours and 30 hours schemes. You can use it to help pay: Registered childminders, nurseries and nannies Registered after-school clubs and playschemes Registered schools Home careworkers working for a registered home care agency Get an estimate of how much help you could get with childcare costs Childcarecalculator – external link

If you’re a working parent with children under 12 (or under 17 for disabled children), you can open an online account to pay for registered childcare. The government will top-up the money you pay into the account. For every £8 you pay in, the government will add an extra £2. You can receive up to £2,000 per child, or £4,000 if disabled.

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Most themes include professional and royalty-free images and text, so if you need to get your website published quickly, you can. You don’t need to know how to code – this could even be your first time working with a domain – but setting up your new site requires only a few steps. GoCentral Website Builder is designed to generate style choices that you can quickly review and chose without diving into your site’s settings. This will give your visitor an enjoyable experience that feels natural from either a desktop or mobile device. What is GoCentral? GoCentral is a website product that lets you create a website that fits your personal or business needs, regardless of your skill set. You no longer have to choose between a website or an online store – now you can have both. Whether you want an online store, a pop-up site or a professional website to attract new customers, you get to choose how simple or dynamic you want your site to be. Just pick a design and go create your website with GoCentral. Can I connect my social media and website? GoCentral Website Builder can act as your hub, the place where your friends and contacts can see your posts, photos, videos and more. With the option to link to your Facebook, Twitter, Instagram, Pinterest, LinkedIn, YouTube and Google+ on your website, your visitors can be everywhere you are on the web. Being able to cover multiple platforms gives you the opportunity to reach more people, while creating appropriate content for each of your socials (like posting all of your photos on Instagram, and tweeting about your most recent business venture on Twitter). By centrally locating all the links in one place – your new website – you are giving your website visitors a seamless experience. Linking to your social media in your website gives you an advantage in communicating with your visitors; the more they can connect with you and do so in the forum that’s most comfortable to them, the more they’ll engage with your site, and thus you or your business. Can I customize my website? Absolutely. You have the option to customize your website based on your business needs. You can add site content wherever you’d like in a variety of sections; from multiple site pages, to scrollable sections that you can add to each of those pages, to a gallery of images, menus and price lists, and YouTube or Vimeo videos. Each section in your website is customizable as well, from the name of the page, to your website’s navigation bar. You’ll also have the ability to change text colors, styles and font. It’s important to have a mobile and desktop-friendly website. With Website Builder you’ll be able to choose tablet and desktop layouts to give your visitors the experience you want them to have. How can I use my website? In all GoCentral Website Builder plans except for the Personal Plan, any data transmitted from your site will be encrypted using a SSL (Secure Sockets Layer) certificate. Your SSL will establish an encrypted link between your web server and the browser of the person visiting your site. This means that all data will be kept private; which is important if you want visitors to your site to be safe. If you want to sell products or services in your store, you will want to have a SSL since it protects credit card and bank numbers from being intercepted by hackers. How about a shopping cart? You can sell products and services on your website if you have the Online Store plan. You’ll have an online store that will allow you to add products and services, set up different types of payment methods, and even specific types of shipping. Your store will be integrated into your website as a page. You can add featured products for your visitors to scroll through, make quick purchases using PayPal and Apple Pay and promote your store/products through coupons. You can also use the same type of email marketing that is included in the Business Plus plan to send email communications to your subscribers and customers about sales in your store, coupon offers and events. Establishing a strong online commerce can boost your current sales, especially if you have a brick-and-mortar store. See all questions

 

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